Financial management advisory for Ukrainian SMEs

Budget planning, cash-flow models, and profitability reporting

Fixed-scope engagements for companies with 10 to 250 staff. You receive one assumption register, one 13-week rolling cash-flow model, and a driver-based annual budget, built over four to six weeks.

Book a 30-minute scoping call See how the framework works

Cash control

Line	UAH '000
Opening cash	1 240
Collections	3 860
Total outflows	3 410
Closing cash	1 690

Illustrative estimates for a single-entity distributor over 13 weeks. Results depend on data quality and reporting scope.

Adviser and business owner reviewing printed cash-flow tables at a desk in Kyiv — Working session in Kyiv: the assumption register sits beside the rolling cash-flow model.

Context

Three decisions that decide a small company's cash position

01

Payment timing beats revenue size

A profitable quarter can still strand a company when VAT and social contributions fall due before customer payments arrive. Sequencing matters more than the top line.
02

One assumption register removes most surprises

Hryvnia movement against FX-denominated supplier contracts changes margin quietly. Writing the assumption down, with an owner and a review date, turns it into something you can act on.
03

Seasonality should be modelled, not absorbed

Agri and construction cycles create predictable troughs. A 13-week rolling view with Base, Stress, and Crisis columns shows the gap while there is still time to widen it.

These statements describe the advisory approach used in our engagements. They are not a promise of result; outcomes depend on your entity count, data quality, and reporting complexity.

Three modules, one weekly cash control loop

Each module is delivered as a working file your team keeps. Inputs come from your own ledger exports; outputs are designed to support decisions you make every week, estimated under the assumptions stated in the model.

Budget planning

Inputs: Prior-year ledger export, committed supplier contracts, payroll plan.
Outputs: Driver-based annual budget with monthly phasing and three scenario columns.
Cadence: Annual build, quarterly re-forecast with your finance lead.

Cash-flow model

Inputs: Bank statements, receivable ageing, FX contract dates, VAT and social contribution payment timing.
Outputs: 13-week rolling model in hryvnia with a variance row and numbered assumption notes.
Cadence: Weekly update, 45-minute review, written actions logged.

Profitability reporting

Inputs: Revenue by client or product line, direct cost allocation rules agreed with you.
Outputs: Contribution margin report by segment with one page of plain-language commentary.
Cadence: Monthly close, delivered within 10 working days.

Scope is advisory and modelling only: no audit, tax filing, bookkeeping or legal advice. Read the full boundary statement in our service modules.

Annotated evidence

A thirteen-week cash-flow excerpt, read across three scenarios

Printed thirteen-week cash-flow model with handwritten assumption notes on a desk beside a laptop — Working file from week six of an engagement. Values below are reproduced from it.

UAH thousands, rounded. Assumption register dated 14 March.
Line item	Base	Stress	Crisis
Opening balance	1 240	1 240	1 240
Collections from debtors	3 180	2 620	2 050
Payroll and social contributions	-1 460	-1 460	-1 380
VAT and single tax	-410	-410	-410
FX-denominated supplier invoices	-780	-905	-1 040
Free cash after obligations	1 770	1 085	460
Headroom, weeks	6.2	3.4	1.6

1 Collection timing is taken from the assumption register, not from invoice dates, because payment behaviour is the driver that moves first.
2 Stress and crisis change only two drivers, which keeps the variance line readable in a management meeting.
3 Headroom under two weeks triggers the payment sequencing rule agreed in writing with the owner before the model is built.

This model is a planning instrument. It is not an audit, a tax filing, or bookkeeping. Figures are estimates under the assumptions recorded in the file. See how scope and fees are set.

Engagement path: what you receive, and in what order

Each engagement opens with a written assumption register so the numbers stay traceable back to a named owner. Timelines below are estimated for a single-entity SME with clean ledger exports.

What you receive

Assumption register with owners and review dates
13-week rolling cash-flow model with three scenario columns
Driver-based annual budget, phased by month
Monthly profitability report pack in hryvnia, with FX-denominated lines separated
Variance commentary tied to VAT and social contribution payment timing
Handover session with your accountant, notes recorded

Timeline

Week 1Data intake, assumption register drafted and signed off.
Weeks 2 to 3Cash-flow model built; stress scenarios agreed with you.
Week 4Budget phasing and reporting pack review.
Week 5Handover, reporting cadence set, first monthly cycle begins.

Scope boundaries

We do not perform statutory audit, tax filing or tax advice, bookkeeping, legal advice, investment or credit brokerage, or grant writing. Fee estimates are starting points; final quotes depend on entity count, data quality, and reporting complexity. See fees and scope on the services page.

Typical scope

One entity, up to three bank accounts

Next intake

First Monday of each month

Direct line

contact@starffline.com

Response

One business day, Kyiv hours

Ready to start? Send the intake brief and we reply with the register template.

08 Next step

Start with one conversation about your cash position

Tell us the entity count, your reporting cadence, and the decisions you need to support. We reply with a short scope note and a starting quote.

Scope

Budget planning, a 13-week rolling cash-flow model, and profitability reporting for small and medium businesses in Ukraine.

contact@starffline.com

Phone

+380 952 657 3485

Response

Within one business day, Monday to Friday, 9:00 to 18:00 Kyiv time.

Send your figures and questions